The NKADD is coordinating a reincarnation of the Regional Hazard Mitigation Plan in accordance with the Federal Disaster Mitigation Act of 2000. This planning process includes input from representatives of various government departments, public agencies, and private citizens who serve on Hazard Mitigation Planning Committees.
Who does the Program Benefit / What are the Benefits?
The Regional Hazard Mitigation Plan benefits all participating jurisdictions in the NKADD geographical area that formally adopt the plan, as well as the citizens and businesses within those jurisdictions.
Hazards are a regional phenomenon and taking a regional, collaborative approach helps coordinate mitigation actions throughout the area. While the inherent
point of Mitigation Planning is to mitigate losses from disaster occurrences, some more tangible benefits from the Regional Hazard Mitigation Plan are eligibility for Pre-Disaster Mitigation Funding through FEMA and points towards FEMA’s Community Rating System (CRS), which can lower home insurance rates for homeowners in floodplains.
Plan Review 2016 / 2017
The National Flood Insurance Program’s (NFIP) Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements.
As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions meeting the three goals of the CRS:
- Reduce flood damage to insurable property
- Strengthen and support the insurance aspects of the NFIP
- Encourage a comprehensive approach to floodplain management.